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Financial insight that earns its place in your inbox.
Original analysis on family office, accounting, payroll, personal finance and the financial news that moves markets — written by the specialists behind Mosaic Financial Solutions.
Topics
Five lenses on your money.
Each topic is curated by the Mosaic specialists who work in it every day.
Family Office
Structuring, estate planning, fiduciary and inter‑generational wealth.
Accounting
Financial statements, compliance and the numbers behind the business.
Payroll
Employee tax, statutory submissions and getting payroll right.
Personal Finance
Tax, retirement, risk and making the most of what you earn.
Financial News
Markets, the economy and the regulation that shapes your money.
Fresh thinking, published as it happens.
The most recent articles, pulled live from the Mosaic Adviser editorial system.
Financial News
Eskom races to restore power after storms, testing a fragile distribution network
State-owned power utility Eskom said it has deployed additional personnel, equipment and repair teams to restore electricity supply safely following severe weather disruptions across several South African provinces. The company is prioritising safety and rapid repairs while assessing damage and coordinating with local
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Financial News
Resilient REIT lifts interim dividend 11.7% to 274.38c as SA net property income grows
Resilient Real Estate Investment Trust declared an interim dividend of 274,38 cents per share, up 11,7% year-on-year, for the six months to 30 June 2026. South African net property income rose 6,0% like-for-like; group benefited from lower interest rates and favourable forward exchange rates on offshore earnings. Net a
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Financial News
PayInc index shows South African economic activity rose in July after two months of decline
PayInc Economic Index from BankservAfrica reports an increase in South African economic activity in July 2026 after falls in May and June. Lower fuel prices and record transaction volumes supported the rise, though underlying economic pressures persist.
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Financial News
South Africa moves to tighten employer duties and speed up labour dispute resolution
The Department of Employment and Labour has published proposed amendments to labour legislation aimed at strengthening worker protections, clarifying employer obligations and improving dispute resolution processes. The consultation seeks stakeholder input before finalising the changes.
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Financial News
Hong Kong Listing Review Committee upholds decision; trading suspension to continue
The Hong Kong Stock Exchange Listing Review Committee has issued a decision upholding a prior ruling concerning the company. Trading in the company’s securities will remain suspended pending further developments. No financial details or timetable for resumption were provided in the announcement.
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Financial News
Interim results for six months to 30 June 2026 announced
Company announced interim results for the six months ended 30 June 2026. The announcement reports financial performance and operational highlights for the period and may include profit or loss, revenue, and other key metrics plus management commentary and subsequent events. No forward-looking guidance or specific figur
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Financial News
South Africa’s jobless rate climbs to 33.6% in Q2 2026 as youth unemployment hits 47.4%
Statistics South Africa reports the official unemployment rate rose to 33.6% in the second quarter of 2026 as unemployed persons increased by 345 000 to 8.5 million and employed persons fell by 16 000 to 16.7 million. Youth (age 15–34) unemployment increased to 47.4% as unemployed youth rose by 264 000 to 5.0 million.
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Financial News
Shoprite lifts full-year sales 7.2% to R270.8bn, led by South African supermarkets and digital growth
Shoprite Holdings increased sales from continuing operations by 7.2% to about R270.8 billion for the 52 weeks ended 28 June 2026. South African supermarkets drove most growth (7.1%), with non-South African supermarkets up 11.0% in rand (7.1% in constant currency). Net store openings and strong growth in digital and adj
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Financial News
Implats flags sharp jump in full‑year earnings and cash as prices and volumes recover
Impala Platinum Holdings Limited expects a substantial improvement in both basic and headline earnings for the year ended 30 June 2026 versus the prior year. Higher precious and base metal prices lifted revenue per six‑element ounce and group production rose 5%. Group earnings benefited from an R8.1 billion reversal of
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Financial News
Northam lifts revolving credit facility to R15bn, keeps August 2027 term intact
Northam Platinum Holdings and its group have increased their revolving credit facility from R13.3 billion to R15.0 billion, maintaining the August 2027 maturity and other material terms. Total available banking facilities now R16.0 billion, supporting planned brownfield expansions and third‑party business growth to rai
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Financial News
Northam flags record earnings per share and lifts dividend policy after output hits new high
Northam Holdings expects record basic earnings per share of 3 488.0–3 564.2 cents and record headline earnings per share of 3 006.1–3 082.3 cents for the year to 30 June 2026. The group reported record equivalent refined platinum group metal production of 938 754 ounces, record chrome concentrate production of 1 690 49
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Financial News
Naspers spends ZAR577m to buy back 641,547 shares, backs JSE ‘Claim It’ dividend drive
Naspers reports it repurchased 641,547 ordinary shares between 3 and 7 August 2026 at an average price of ZAR 899.4143 per share, costing ZAR 577,016,538 (US$35,317,608). The group also reminds shareholders to use the Johannesburg Stock Exchange Claim It portal to recover unpaid or unclaimed dividends.
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Financial News
MTN flags 20–30% EPS drop on impairments; adjusted headline EPS seen up 18–23% for H1 2026
MTN Group anticipates basic earnings per share to decline 20–30% versus H1 2025 due mainly to asset impairments, while headline earnings per share are expected to be flat to down 10%. Adjusted headline earnings per share are forecast to rise 18–23%. Interim results due about 24 August 2026.
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Financial News
Gold Fields flags 72–90% jump in H1 2026 headline EPS as cash flow roughly doubles
Gold Fields expects headline earnings per share (HEPS) of US$1.98–US$2.18 for the six months to 30 June 2026, up 72–90% year-on-year. Basic earnings per share are expected at US$1.97–US$2.17. Adjusted free cash flow before discretionary investments is forecast at US$2,385m–US$2,636m, up about 91–111%. Higher sales volu
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Financial News
HSBC’s half-year scorecard puts rate-cycle risks and Asia exposure in sharper focus
The company released interim financial results for the six months ended 30 June 2026. The announcement provides performance metrics, revenue and profit figures, and commentary from management on operations and market conditions during the period.
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Financial News
Mianzo Asset Management takes 10.30% beneficial stake in The SPAR Group
Mianzo Asset Management has notified The SPAR Group Limited that it acquired a beneficial interest representing 10.30% of the company’s issued ordinary share capital. The company filed required notices with the Takeover Regulation Panel and the Companies and Intellectual Property Commission.
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Financial News
Public Investment Corporation lifts Woolworths stake to 20.192%, triggers takeover panel filing
Woolworths Holdings Limited says it received formal notification that Public Investment Corporation State-Owned Company Limited acquired a total interest of 20.192% in its ordinary shares. The required regulatory notice has been filed with the Takeover Regulation Panel.
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Financial News
NEPI Rockcastle clinches €250m green loan from European Bank for Reconstruction and Development
NEPI Rockcastle's subsidiary NE Property B.V. signed a €250 million senior unsecured green term loan with the European Bank for Reconstruction and Development, maturing 2034 and available to draw until March 2027. Proceeds will fund certified green building works, low‑carbon installations and employee training, complem
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Financial News
Census shows steady rise in South African women’s education and work since 1996
Statistics South Africa finds that between 1996 and 2022 women’s numbers and working‑age share rose, school attendance and matriculation increased, post‑matric qualifications doubled, and women surpassed men in some progression rates to higher education. Marital patterns shifted toward more never‑married and cohabiting
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Financial News
Hong Kong exchange halts trading in HSBC Holdings shares without giving a reason
The Hong Kong Exchanges and Clearing Limited has issued a notice that trading in the securities of a listed company has been suspended. No further details about the company, reason for suspension or expected resumption time were provided in the notice excerpt.
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Financial News
Eskom posts best year‑to‑date energy availability in six years, easing power risk
State-owned power utility Eskom says its year-to-date energy availability factor, a measure of generation capacity available for dispatch, is the strongest in six years, citing improved plant reliability and maintenance outcomes to support supply and sustainability goals.
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Financial News
Eskom hails Kusile corruption convictions, details tougher anti‑fraud drive
State-owned power utility Eskom said convictions were secured in a corruption case related to the Kusile power station and described steps it is taking to strengthen fraud and corruption prevention, investigation and internal controls across the organisation.
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Financial News
356% surge in impersonation fraud drives SA banks to verified messaging, device‑bound logins
Bank impersonation fraud in South Africa has risen sharply, reported at 356% increase, prompting banks to secure customer communications through verified channels and device-bound authentication rather than focusing only on transaction security. The shift follows guidance from the South African Fraud Prevention Service
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Financial News
Stitch plugs into PayShap Request to power consumer‑approved instant payments
Payments infrastructure provider Stitch has launched PayShap Request, enabling enterprise customers to send payment requests that consumers approve to make real-time payments across major South African banks. The integration supports collection workflows and aims to simplify instant bank-to-bank payments for businesses
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