Wealth that survives generations.
Original analysis on structuring, estate planning, fiduciary services and the inter‑generational wealth questions that matter most to families.
Original analysis from the Mosaic specialists.
Updated as new articles publish.
Family Office
Legacy appropriation: when a family office is hijacked
Family offices exist to serve the family and preserve its long-term vision. Without robust governance, the office can be captured by an individual or faction who steers its resources towards their own agenda. This is legacy appropriation - and it is more common than most families acknowledge.
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Family OfficeTax implications of a loan to a South African trust
Structuring and tax consequences of low interest and interest free loans to South African trusts.
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Family OfficeBeware of the alter ego trust
All too often trustees of family trusts, many times dishonestly but also frequently ignorantly, treat the property of the family trust as if it is their own personal property and use the trust essentially as their alter ego, to the detriment of the legitimate beneficiaries of that trust.
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Family OfficeAdding and removing beneficiaries from a trust
The laws governing trusts and tax should be considered carefully before any change is enacted, to ensure that such an amendment is legally binding and does not trigger unexpected capital gains or transfer duty.
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