Structuring
Tax‑efficient company and trust structures tailored to each family's needs.
Multi-family office · FSP 46319
Private wealth, structured to last generations.
A holistic, multi‑disciplinary family office that unifies structuring, estate planning, fiduciary services, tax, payments and investment management — orchestrated on the Mosaic Portal and run like an institutional operations desk.
FSCA authorised provider #46319
Chartered Accountant CA(SA) led
Fiduciary Practitioner FPSA®
Confidential & discreet by default
What we do
Every financial discipline a family needs, coordinated.
One team, one standard of governance, across the full spectrum of private wealth — with the operational discipline of an institutional desk.
Estate Planning
Wills and inheritance structures for seamless inter‑generational wealth transfer.
Fiduciary & Trusts
Establishment, amendment and administration of local and offshore trusts.
Investment Management
Diversified local and offshore portfolios with competitive fee structures.
Tax
Compliance, proactive planning, SARS representation and clearance certificates.
Foreign Exchange
Comprehensive currency solutions and allowance administration.
Philanthropy
Design and administration of public benefit organisations for family giving.
Property Administration
Invoicing, maintenance and tenant placement to optimise property assets.
Retirement Planning
Integrated pension, investment and tax strategies for reliable lifetime income.
The operations desk
A family office that runs like an institution.
Behind every family sits a controlled operating model — governed workflows, segregated duties and a complete audit trail on every instruction.
Payments Control Tower
Every cent that moves is loaded, checked, authorised and evidenced — never by a single pair of hands.
- Verified beneficiaries. A controlled beneficiary register with create, verify and send‑back states.
- Four‑eyes authorisation. Load, check and authorise are segregated across the team.
- Proof of payment. Every transaction is evidenced and retained with full history.
- Request for funds. Structured funding requests with audit and email notifications.
Load
Capture payment against a verified beneficiary.
Check
Independent review of detail and mandate.
Authorise
Final four‑eyes sign‑off releases funds.
Evidence
Proof of payment sealed to the record.
Tax & Assurance Desk
Income tax, provisional tax and VAT workflows run alongside an assurance engine that tracks every obligation from due to reviewed.
- Tax operations queue. Queries flow through new, in‑progress and complete with ageing visibility.
- Assurance lifecycle. Each obligation moves due → completed → reviewed, nothing slips.
- Recurring administration. Daily, weekly and monthly tasks assigned and logged.
- Accountability grid. A live worklist shows who owns what, and when it is due.
Provisional tax — IRP6Reviewed
VAT 201 reconciliationCompleted
Trust annual assuranceDue
SARS query — estateIn progress
Documents & Multi‑Entity View
Wills, organograms, statutory records and structure documents live in one secure, audited vault — organised by family, entity and jurisdiction.
- Evidence vault. Controlled document retrieval with a complete access trail.
- Governance artefacts. Organogram and Last Will and Testament status at a glance.
- Multi‑entity family view. Per‑client, per‑document navigation across the whole structure.
- Statutory record keeping. Every register maintained and version‑controlled.
Family TrustActive
Holding Company (Pty) LtdActive
Offshore structureActive
Wills & mandates vaultSealed
Mosaic Portal
Your entire financial world, in one secure view.
The Mosaic Portal is the online home of your wealth — managing investments, insurance policies, trusts, companies and documents in a single, real‑time picture, and your window onto the operations desk at mosaicportal.com.
- Investment portfolios and performance, tracked live
- Insurance and risk cover consolidated in one place
- Entities, trusts and structures with statutory records
- Secure document vault and tax position at a glance
Enquire
Speak to a family office specialist.
Tell us about your family's needs and we will arrange a confidential, no‑obligation consultation.
- FSCA authorised provider #46319
- Led by a CA(SA), CFA® charterholder and FPSA®
- Confidential and discreet by default